During the festive season, we can often become overspenders between gifts, meals and promotions galore. Here are a few tips to avoid ending up in the negative:

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1. Plan your purchases:

Whether or not you re hosting family and friends, there are a lot of expenses to consider. Make a list of all expenses (gifts, meals, decorations). Be careful, always take into consideration that you have things at home that you can use.

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2. Define your priorities:

If you have a large family, you may want to give a present to each member around the table. However, your budget may not allow you to do so. For this reason, I advise you to make a list of priorities among all your expenses. Is it essential to buy a new garland when you have a whole box of them at home? Who do you want to give presents to? If you have too many people, why not share a gift with others to cut costs? You can also make DIY (Do It Yourself) homemade gifts. This way you can save a little while offering a gift with more investment.

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3. Don t wait too long:

The longer you wait, the more your expenses will be pooled. I advise you to start as early as possible to avoid spending your entire savings on December alone. Getting a head start has many other advantages, such as finding more appropriate gifts for your loved ones, being sure of timely delivery, avoiding stock-outs and, above all, taking advantage of store promotions!

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4. Find out more:

Sign up to a cashback site to recoup a percentage of your purchases and make some savings. You can also make a list with all your ideas and see if any promotions point the tip of their nose. Don t forget to compare between the different sites.

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